Charlotte credit guidance
Take control
of your credit story.
Personalized credit repair and counseling in Charlotte, NC. Straight answers. Strategic action. Real progress.

114Google reviews
A+BBB rating
CLTCharlotte, NC
Clear plan • Personal guidance • Progress you can follow
How it works
Credit repair should feel clear, not confusing.
Start with the full picture, then take one informed step at a time.
See the process01
Review
We review your reports in detail and identify what’s holding you back.
02
Dispute
We challenge inaccurate or unverifiable items with the bureaus.
03
Rebuild
We help you build stronger credit habits for lasting change.
“The progression so far has been phenomenal.”Joy Burgess
Queen City client
Built around your next move
One strong starting point. More support when you need it.
Client-centered guidance
Real people. Real goals. A plan you can understand.
From a free analysis to ongoing support, Queen City Credit Clinic keeps the next step clear.
Read client stories“My credit score went up 120 points. I was finally able to purchase my new home.”Kanisha Fletcher
Board certifiedWanda Johnson is listed as a Board Certified Credit Consultant.Meet Wanda
Your first step is free.
Let’s look at your credit together.
Get a clearer picture of what’s on your report and what to consider next.
Request a free credit analysis